Insurance Premium Refund Policy


This policy explains the terms and conditions under which [Insurance Company Name] will refund insurance premiums to our policyholders. Our commitment is to be transparent and fair in handling all return requests while adhering to regulatory guidelines.

Eligibility for Returns

Refund Amount

The refund amount will be calculated based on:

Procedure for Requesting a Return


In some cases, such as regulatory changes or extraordinary circumstances, exceptions may be made to this policy at the discretion of [Insurance Company Name].

Contact Information

For questions regarding this returns policy, please contact our customer service team at
Please note that legal advice should be obtained from professional legal experts when formulating or implementing policies of this nature in Indonesia.